B a n c o C o l p a t r i a F i n a n c e

Debit Cards

Our Debit Cards

Debit Cards We Offer

Standard Debit Card

Standard Debit Card

Everyday banking made simple with secure transactions, zero annual fee, and worldwide acceptance at millions of locations.

  • ✓ Zero annual maintenance fee
  • ✓ Contactless payments
  • ✓ 24/7 fraud monitoring
Gold Debit Card

Gold Debit Card

Premium banking experience with enhanced rewards, higher withdrawal limits, and exclusive lifestyle benefits worldwide.

  • ✓ 1% cashback on all purchases
  • ✓ Higher ATM withdrawal limits
  • ✓ Travel insurance included
Platinum Debit Card

Platinum Debit Card

Ultimate banking privilege with concierge service, premium rewards, and unmatched global benefits for high-net-worth clients.

  • ✓ 2% cashback on all transactions
  • ✓ Airport lounge access
  • ✓ 24/7 dedicated relationship manager
Why Choose Our Debit Cards

Benefits You'll Love

Global Acceptance

Use your card at millions of merchants and ATMs worldwide with Visa/Mastercard networks.

Secure Transactions

Advanced encryption, 3D Secure technology, and real-time fraud monitoring for peace of mind.

Contactless Payments

Tap and go for fast, convenient transactions under $100 without entering your PIN.

Mobile Wallet Compatible

Add your card to Apple Pay, Google Pay, or Samsung Pay for easy mobile payments.

Simple & Transparent

Clear Fee Structure

At Banco Colpatria Finance, we believe in complete transparency. No hidden charges, no surprise fees. Here's what you can expect with our debit cards:

Annual Maintenance Fee Free for Standard / $49 for Gold / $99 for Platinum
ATM Withdrawal (Domestic) Free (first 5 withdrawals/month)
ATM Withdrawal (International) $2.50 per transaction
Foreign Transaction Fee 1% of transaction amount
Card Replacement Fee $10 (Standard delivery) / $25 (Express)
Debit Card Features
Mobile App
Mobile App
Manage Your Card

Full Control in Your Hands

Download our mobile banking app to instantly manage your debit card: lock/unlock your card, set spending limits, view transactions, dispute charges, and more - all from your smartphone.

Common Questions

Frequently Asked Questions

How do I activate my new debit card?

You can activate your debit card by calling our customer service at +1 345 769 1885, through our mobile banking app, or at any ATM with a PIN change transaction.

What is the daily withdrawal limit?

Standard cards have a $1,000 daily ATM limit. Gold cards have $2,500, and Platinum cards have $5,000. Purchase limits are higher at $5,000, $10,000, and $25,000 respectively.

Is my card secure for online purchases?

Yes, all our debit cards feature 3D Secure technology and real-time fraud monitoring. You'll receive instant notifications for all transactions.

What should I do if my card is lost or stolen?

Immediately lock your card through our mobile app or call our 24/7 customer support at +1 345 769 1885 to block your card and request a replacement.

Can I use my debit card internationally?

Absolutely. All our debit cards are accepted worldwide wherever Visa or Mastercard is accepted. International transaction fees may apply.

How do I dispute a transaction?

You can dispute any unauthorized transaction directly through our mobile app, online banking portal, or by contacting our customer service team.

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